Optimum Credit

About Optimum Credit

Cardiff-based Optimum Credit Ltd were established in 2014 by 5 directors with circa 60 years combined experience of second charge lending. Optimum are funded by RBS, Natixis Bank and their parent company Patron Capital Partners.

Optimum’s success is under-pinned from forging strong relationships with brokers, facilitating an unrivalled service proposition to customers.

All of Optimum Credits products are individually priced using their unique automated decisioning system and there is no matrix.