United Trust Bank

About United Trust Bank

United Trust Bank was founded in 1955 and has gained a strong reputation as a successful specialist bank with a deep understanding of property lending. United Trust Bank’s range of specialised mortgage products offers individual underwriting expertise and a focus on exemplary service. We deal with every application quickly and professionally. Whether your mortgage is to fund an extension, your new kitchen, to consolidate other debts or provide the deposit for your next buy-to-let investment, our highly skilled and experienced Specialised Mortgages team will ensure your plans can proceed quickly and smoothly.

We consider loans on a variety of property types and consider employed, self-employed and pension incomes. Each case is individually underwritten with a full credit history and affordability assessment taken into account. Whilst many lenders rely heavily on third party credit scores to make lending decisions, instead our underwriters look at each case in detail so that any financial blips can be assessed and won’t necessarily put a stop to your future plans.

Customers can be assured that at United Trust Bank we do everything we can to ensure that each application we accept proceeds to a successful conclusion. And once the loan has completed, our customer service team remains on hand to assist the borrower throughout the life of the loan.